United Community Banks is Safe, Sound & FDIC-Insured.

Rest easy knowing your bank is rated a 5-Star Superior Bank by Bauer Financial*, the nation’s leading bank rating and research firm. Our 5-Star rating recognizes us as one of the strongest banks in the nation, excelling in areas of capital, loan quality, profitability and more.

UCB Banks is part of a family of community banks, backed by the strength and stability of our holding company, United Community Bancorp, Inc.  We are locally owned and locally managed by an experienced team focused on local deposits, local investments, & local relationships in the communities we call home.

We are also a member of the Federal Deposit Insurance Corporation or FDIC. This means that your deposits are fully insured up to at least $250,000 per depositor.

When considering coverage limits for various ownership categories, account types, and beneficiaries, this limit can be increased significantly, up to $3,000,000 for a couple with two children.

In addition, if this coverage isn’t enough for your personal and business deposits, we can help you access multimillion dollar FDIC insurance through our trusted partner network. Bottom line – we’ve got you covered!

Visit with us today to learn more about maximizing your FDIC insurance coverage and take comfort in the strength of United Community Banks and all of your United Community Banks!

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Selecting the chart image above will link you to the FDIC's
online Your Insured Deposits brochure


*BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Consumers may obtain free star ratings by visiting www.bauerfinancial.com.