Everyday Points from UCB Banks
Earn Points for Purchases You Make Every Day & Receive a $50 Visa Gift Card1!
Sign up for a no annual fee UCB Banks Everyday Points Rewards Visa Debit Card to get started. To earn even more points and receive your gift card, simply use the following FREE services:
- Direct Deposit
- Digital Banking2
- E-Statements
- Online Bill Pay
- Everyday Points Activation
(Simply login to your Online or Mobile Banking2 App, select "Cards" from the main menu and choose "Rewards" to get started! Accept the Everyday Points uChoose® Rewards terms and conditions to activate your Everyday Points. You only have to do this once.)
Maximize your Everyday Points
To earn Everyday Points with your UCB Banks Everyday Points Rewards Debit Card, be sure to:
- Choose "Credit" or bypass your PIN
- Sign for your purchases,
- Select "Visa Debit" if provided a choice of debit networks.
- You will earn 1 point for every $2.00 you spend when you choose credit, bypass your PIN, or sign for your purchases (PIN-authorized transactions do not earn points) and be sure to watch for special promotional times when you can earn DOUBLE POINTS!
- Earn 1 point for every $1.00 you spend with your Everyday Points Credit Card (separate application required).
- Explore and activate all the special offers available from uChoose Rewards that allow you to earn additional bonus points from select merchants all year long!
- If you have a joint account, be sure to link your eligible Everyday Points debit and credit card numbers to combine your Everyday Points earnings. Simply link your eligible cards in your uChoose Rewards profile to combine your point- earning power!
Points are good for 3 years. You can redeem them for cash back, gift cards, or travel savings. All new points earned are available to redeem beginning on the first of the following month they are earned and credited. For example, all points earned this month will be available to redeem on the 1st of next month.
For transactions automatically processed without a signature or PIN, points earned will depend on the merchant’s processing agreement. Transactions will only earn points if they are signature-based or considered “credit” transactions. Those processed with a PIN as “debit” transactions will not earn points.
Redeem your Everyday Points
It's easier than ever to turn your Everyday Points into Visa gift cards, travel discounts, and now Cash Back! Just login to your Digital Banking, select “Cards” from the main menu, choose “Rewards”, or create an account at uchooserewards.com. Select “Redeem Points” to change your points into the rewards you deserve today!
How will you use your points? Call us or stop by to visit with your banker and get started today!
1. Gift card offer is valid for new checking accounts only. $100.00 minimum deposit required to open account. Upon activation of required products and services, customer will receive bonus points redeemable for a gift card. The rewards points may be reported to the IRS as interest income. An active debit card is required to earn points. E-statement use is required to redeem points. Points are earned on qualifying signature-based transactions and are dependent upon merchant discretion. Timeframe for points to be credited to point bank may vary. For more information regarding the Everyday Points rewards program, please visit your nearest UCB Banks location.
2. Your cellular provider's data and text messaging rates may apply to mobile Digital Banking Services including Mobile Banking, Mobile Deposit, Mobile Wallet, Zelle®, Card Controls, and Beacon Alerts activities.