UCB Banks Mortgage Loans
Borrowing for your home is easier than ever with a mortgage loan from UCB Banks. We offer competitive rates and fast answers from friendly, experienced loan professionals. Escrow services are also available to incorporate your tax and insurance payments into your monthly mortgage payment. Whether you are looking to purchase a home, refinance your current home, construct a new home or utilize the equity in your home, let UCB Banks help you find the product that fits your needs! As the leader in mortgage options, we offer the following products:
Fixed Rate Mortgage Loan
Looking for the security of knowing that your monthly principal and interest payments will not change? Consider using a fixed-rate mortgage to finance your home purchase or refinance your existing mortgage. 10, 15, 20 and 30 year terms are available for fixed rate mortgage loans.
Adjustable Rate Mortgages (ARM)
ARMs offer a lower interest rate for an initial term of 7 years. This initial fixed rate period is followed by a period when your rate will adjust at regular intervals. All have rate caps which limit interest rate increases over the life of the loan.
When you're ready to MOVE forward or to schedule a free, no-obligation mortgage review, please contact us! Our experienced mortgage lenders will review all your options and help you choose the right mortgage type, term, and rate that's right for you and your family!