Important Reminder: As your bank, we will NEVER call or message you and ask you to provide your account numbers, SSN, PIN, user ID, password, debit or credit card numbers, CCV codes, or any one-time text verification codes. Please DO NOT give out this information in response to any unsolicited phone calls, text messages, or emails! 

If you receive a call or message from us that you're unsure about, please contact us at a number you know is correct to verify its authenticity before taking any actions. For more information on scams and ways to protect yourself, please visit our online Financial Resource Library.

Important Reminder: As your bank, we will NEVER call you and ask you to provide your account numbers, SSN, PIN, user ID, password, debit or credit card numbers, CCV codes, or any one-time text verification codes. Please DO NOT give out this information in response to any unsolicited phone calls, text messages, or emails! 

If you receive a call or message from us that you're unsure about, please contact us at a number you know is correct to verify its authenticity before taking any actions. For more information on scams and ways to protect yourself, please visit our online Financial Resource Library.

Due to scheduled maintenance, online banking services will be unavailable between 5am to 8am CST on Sunday, May 11th.

Due to scheduled maintenance, online banking services will be unavailable between 5am to 8am CST on Sunday, May 11th.

UCB Mobile Banking

Downoad FREE

Google Play
  • Our Story
    • Our Story
    • UCB Corporate Timeline
    • UCB In the news
    • Safe Sound and FDIC-Insured
    • Award-Winning Community Banking
  • Contact Us
    • Hours & Locations
    • Contact Us
    • Customer Feedback
    • Careers
  • Our Banks
    • United Community Bank
    • Brown County State Bank
    • Marine Bank & Trust
    • Mercantile Bank
    • Farmers State Bank of Camp Point
    • Liberty Bank
    • United Commonwealth Bank
  • Community
    • Rooted In Our Communities
    • Storm Updates & Resources
  • Our Story
    • Our Story
    • UCB Corporate Timeline
    • UCB In the news
    • Safe Sound and FDIC-Insured
    • Award-Winning Community Banking
  • Contact Us
    • Hours & Locations
    • Contact Us
    • Customer Feedback
    • Careers
  • Our Banks
    • United Community Bank
    • Brown County State Bank
    • Marine Bank & Trust
    • Mercantile Bank
    • Farmers State Bank of Camp Point
    • Liberty Bank
    • United Commonwealth Bank
  • Community
    • Rooted In Our Communities
    • Storm Updates & Resources
 
Union Station, Springfield, IL

Union Station, Springfield, IL

Hagel 1891, Mt. Sterling, IL

Hagel 1891, Mt. Sterling, IL

Carthage College, Carthage, IL

Carthage College, Carthage, IL

Bayview Bridge, Quincy, IL

Bayview Bridge, Quincy, IL

Bailey's Opera House, Camp Point, IL

Bailey's Opera House, Camp Point, IL

Piasa Bird, Alton, IL

Piasa Bird, Alton, IL

Naples Pier, Naples, FL

Naples Pier, Naples, FL

Union Station, Springfield, IL

Union Station, Springfield, IL

Union Station, established on January 2, 1898, by the Illinois Central Railroad, is a historic train station in Springfield, Illinois situated across from the Abraham Lincoln Presidential Library and Museum. Designed in the Romanesque Revival style by architect Francis T. Bacon, it features decorative stone and brickwork, a soaring clock tower, and original elements like quarter-sawn oak paneling. Closed to the public since the departure of the last passenger train in 1971, Union Station faced restoration in 1985, becoming a boutique shopping mall. The clock tower, 110 feet tall, was rebuilt in 2006 by the Electric Time Co. The clock, incorporating GPS technology, chimes every half hour. Union Square Park, adjacent to the station, hosts free events, including performances by Civil War re-enactment groups and various musical acts. The park, designed by White & Borgognoni, showcases a gazebo, pergolas made from ironwood, and notable statues, including one of Abraham Lincoln by Mark Luden.

Hagel 1891, Mt. Sterling, IL

Hagel 1891, Mt. Sterling, IL

Hagel 1891 is a casual restaurant, featuring classic American food with a modern, flavorful twist. They also offer a wide selection of California and local wines, premium liquors, and draft and bottled beers.

It features a blend of casual and fine dining options offered in a unique, rustic setting. Hagel 1891 is located next to Dorothy’s Market in the historic Hagel building.  Brothers Joseph and William Hagel constructed the building as a hardware and furniture store in 1891.

Many Mt. Sterling residents may remember visiting the hardware store at Christmas to see the holiday toy train display.  Hagel 1891’s décor reflects the building’s rich history.

Now, as Hagel 1891, it is a full service restaurant proud to bring downtown Mt. Sterling one step closer to becoming a destination for visitors throughout the region.

Carthage College, Carthage, IL

Carthage College, Carthage, IL

The legend of Carthage College began in 1870. After two short stints in Hillsboro, Ill. and Springfield, Ill. in the mid-1800s, the United Lutheran Church of America moved its Midwestern institution to Carthage, Ill. at the insistence of the then-burgeoning town’s residents.

“They (the Lutherans) were wanting to find one in the Midwest, and the Carthage people promised them the ground and money towards the building,” said Kim Nettles, president of the Kibbe Hancock Heritage Museum board. “Pretty much the same story as today — they got financial incentive to put it here.”

In the 1800s, the Lutheran church struggled financially, and according to Michael Lowe, a history graduate assistant at Western Illinois University, it could not refuse Carthage’s offer.

“It was in some ways out of necessity,” Lowe said. “The money situation wasn’t great for the Lutheran church when it decided to do this. Carthage was kind of seen as this unique place of opportunity. The railroad was just being built there.”

The railroad proved to be instrumental in the college’s development. Students from Wisconsin and the Chicago area eventually took the train to get to Carthage. This aspect, combined with Carthage’s location, made the town a favorable option for the Lutheran church.

“The towns that are prominent today are not necessarily the towns that were prominent then,” Nettles said. “So, this was probably more of a center of gravity, and they (the Lutherans) were probably looking at ease of transportation and being equidistant from other important points.”

Aside from its relation to other towns, the church also viewed Carthage as a place that would promote the one thing the college stood for: education.

“The idea in higher education, from what I’ve read, at that time was that urban society — it was kind of a Gilded Age idea — can distract you and rural life, pastoral life is more conducive to independent thought, relaxation and study, and Carthage was very much seen as a place like that,” Lowe said. “That was part of why the trustees decided to locate the college in Carthage.”

Though the college was chartered in 1870, classes were not held on the campus until after the Old Main was constructed in 1872. In the meantime, buzz built around the anticipated institution.

“I’ve read a lot of newspaper accounts, and everyone reports all the positive, brilliant happenings of the college and this rapid expansion of the college, and as the addendum they asked for money because they didn’t have the place built yet,” Lowe said. “It really did take two years, and Carthage citizens were really influential in that process.”

During the two-year period, the college and Carthage hosted a cornerstone ceremony and parade in 1871 to celebrate the future school. The parade, reportedly attended by 5,000 people, included church officials and community members eager to show support for the college.

“It was also the Odd Fellows and different citizen groups like that — local people who cared and thought that the education of Christian virtue but also education in the classical tradition would be great for the community,” Lowe said. “It would bring people into Carthage and make it a business center, hopefully, in addition to being a host for the college.”

Photo courtesy of carthage.edu

Bayview Bridge, Quincy, IL

Bayview Bridge, Quincy, IL

Opened to westbound traffic on August 22, 1987, the Quincy Bayview Bridge is a cable-stayed bridge over the Mississippi River. It spans 4507 feet connecting Illinois and Missouri via US-24 and is supported by 56 cables from its 182 foot tall main towers. In 2015, on its 28th Anniversary and in conjunction with the 175th Anniversary of the City of Quincy, the Quincy Bayview Bridge was illuminated by 86 color-changing LEDs for the first time, bringing a new element of light and beauty to the grand structure.

Bailey's Opera House, Camp Point, IL

Bailey's Opera House, Camp Point, IL

Built by Thomas Bailey, one of Camp Point's four founding fathers, Bailey's Opera House opened on December 16, 1853. Although it is now home to a popular local restaurant, it originally hosted a variety of notable performers both from the area as well as many who would come in by train to share their talents.  Mr. Bailey deeded the Opera House to the Town Trustees as well as the land for Bailey Park.

Piasa Bird, Alton, IL

Piasa Bird, Alton, IL

The Piasa Bird once terrorized the Illini Indians near what is now Alton, Illinois. Swooping down, it would snatch victims in its talons and carry them back to a cliffside cave. According to one translator, its name meant, "The bird that devours men."

The first explorers in the area were startled to see a painting of the Piasa on a limestone bluff overlooking the Mississippi. It was had horns, red eyes, fish scales, a long tail, and a snarling, bearded face. The painting didn't last long, however, as the Illini would fire arrows and bullets at it whenever they passed.

The painting was destroyed and recreated several times, most recently in 1999 where it stands 22-feet high and 48-feet long.

Naples Pier, Naples, FL

Naples Pier, Naples, FL

One of Collier County's most historic landmarks, the Naples Pier endures!  Since its original construction in 1888 as a passenger and freight dock, it continues to rise from the Naples Beach shore and surf again and again after repeated hurricane batterings, most recently from Hurricane Ian in 2022.  With each reconstruction, it debuts as a slightly more modern structure while also retaining the history and charm that means so much to community residents and visitors from all over the world. 

Cryptocurrency

Cryptocurrency Glossary

Learn more about the terms used surrounding cryptocurrency.

ID Theft & Security

Cyber-Attacks

Cyber-attacks are on the rise. Learn more about cyber-terrorism tactics and how to protect yourself.

Personal Financial Management

Budgeting for Your Future

You can take charge of your finances by setting financial goals, planning a budget, and sticking to it.

Cryptocurrency

Cryptocurrency: Risks and Opportunities

While digital currencies like Bitcoin, Ethereum, and others have gained mainstream attention, they come with both risks and advantages that investors and users should carefully consider.

Personal Financial Management

Establishing Good Saving Habits

Building good financial habits can provide a rhythm, or sense of control, for your financial life.

Cryptocurrency

Beginner's Guide to Buying and Using Cryptocurrency

Cryptocurrency has taken the financial world by storm! From Bitcoin to Ethereum and beyond, digital currencies are becoming more mainstream. But how do you get started?

ID Theft & Security

How to Avoid Phishing Scams

No Phishing Allowed! Ignore those fake-emails, text messages, phone calls, and even websites! Here is how to protect yourself from identity thieves.

Personal Financial Management

Creating an Organized Financial System

Having an organized system instead of just putting everything into a drawer or box can save time and reduce the stress of not being able to find something when you need it.

ID Theft & Security

Imposter Scams

Tips to spot, avoid, and report imposter scams.

Personal Financial Management

Personal Finance Plan - Fourth Quarter

Reviewing your financial plans help you create a strategy for managing your finances effectively and keep you on track for your future.

ID Theft & Security

Identity Theft Prevention

There are things you can do to help protect yourself and minimize your chances of becoming a victim, and though these things will require your time, many can be done for FREE!   

Personal Financial Management

Building An Emergency Fund

Life throws curve balls! An emergency fund can help with unexpected expenses such as needed repairs, insurance deductibles, even a lost cell phone.

ID Theft & Security

Reporting Suspicious Activity

Do you know who to contact if you think you are a victim of a financial crime or if you notice anything suspicious?

Personal Financial Management

Mobile Payments 101

Mobile payments are definitely convenient – no need to write a check or to pull out your wallet for cash or plastic. Here are ways to keep your most important information safe.

ID Theft & Security

Beware of Ransomware

Ransomware can destroy personal and business files, leading to stolen data and large financial losses.

Personal Financial Management

Should You Borrow From Your 401(k) Plan?

Are you considering borrowing from your 401K? Here are some of the issues to consider before making the decision to borrow from your retirement plan.

Banking Basics

Protection from Overdraft Fees

An overdraft occurs when you spend more money than you have in your checking account. Find out how to protect yourself from overdrafts and avoid overdraft fees.

ID Theft & Security

Securing Your Home Network

WIFI is a must in our homes today but securing your home's wireless router against cybercriminals is very important to secure your most important information.

Personal Financial Management

Personal Financial Plan - First Quarter

Financial plans help you determine where you’re going with your money. These plans can help you create a strategy for managing your finances effectively.

ID Theft & Security

Computer & Device Security Tips

There are some steps that you should take to help protect yourself when it comes to personal computer and Internet security like anti-spyware, antivirus software, and much more.

Personal Financial Management

DIY Credit Repair

Ready to repair your credit? There are steps you can take on your own to repair your credit and improve your score.

Banking Basics

Glossary of Common Banking Terms

Some financial words and concepts can be confusing. To help, here's a list of the most common terms that are useful to understand.

ID Theft & Security

Online Banking Security

Online banking helps you manage and monitor your bank accounts. Learn helpful tips and steps you can take to protect the security of your online banking experience.

Reduce Unwanted Offers

Learn how to opt out of prescreened credit offers, telemarketing calls, and unwanted mail.

Home Ownership

Building Your Down Payment

Figuring out how much house you can afford often largely depends on what your monthly mortgage payments will be.

ID Theft & Security Identity Theft

ATM & Debit Card Security

Follow these simple safety practices to help protect yourself and your ATM and debit card.

Personal Financial Management

Personal Financial Plan - Second Quarter

Creating a personal financial plan for taxes, debt management, investments, & much more will help you achieve any goal you’ve set for yourself.

Banking Basics

The Benefits of Direct Deposit

Direct deposit of your paycheck is the fastest, safest, and most convenient way to get your hard-earned wages into your checking or savings account.

Home Ownership

Evaluating Mortgage Types

To find the "right" mortgage not only should you consider type, term, and rate, you should also consider your objectives.

ID Theft & Security

Mobile Banking Security Tips

Protecting your personal and financial information is one of our main concerns. Mobile Banking can be just as secure especially if you employ the same smart security precautions with your mobile devices as you do your pc or laptop.

Personal Financial Management

How to Decide Whether to Buy or Lease Your Next Ride

Here are some tips for you whether it makes more sense for you to buy or lease your next ride.

Banking Basics

EMV Card Facts

Americans report billions of dollars in credit card fraud each year. The technology known as EMV is designed to help curb those losses. Here's what you need to know about EMV cards.

Home Ownership

Mortgage Refinancing Tips

If you are considering refinancing your home there are a few things to consider. Here are a few tips to make the process easier.

ID Theft & Security

Top 10 Scams Targeting Seniors

Financial scams targeting seniors have become too prevalent, here are a few tips to help keep your loved ones financially safe.

Personal Financial Management

Personal Financial Plan - Third Quarter

Creating a personal financial plan for college, your estate, and retirement will help you achieve any goal you’ve set for yourself.

Banking Basics

Safe Deposit Boxes

Safe deposit boxes provide a safe place away from your home or office to store valuables which provide peace of mind of your most prized possessions.

Home Ownership

Tips to Go Green at Home and Save Money

Whether you’re a renter or a homeowner, chances are you care about protecting the environment and saving money. Here are some tips to help you do both!

ID Theft & Security

Prevent Elder Financial Abuse

A crime that deprives older adults of their resources and ultimately their independence, don't let your loved ones be a victim!

Personal Financial Management

Holiday Giving: How to Become a Savvy Charitable Giver

Donating to your favorite cause can be fulfilling, but it’s also important to ensure that your gift reaches the intended source.

Banking Basics

FDIC Insurance

The FDIC insures all deposits at insured banks, including checking, savings accounts, money market deposit accounts, and certificates of deposit (CDs), up to the insurance limit.

Home Ownership

Inventory Your Belongings

One of the most important things you can do to protect your belongings is to know what you have because if disaster strikes, you will be glad you took the time to make a record of your possessions.

ID Theft & Security

Check Fraud & Scam Prevention

No one likes to get scammed especially if it cost you money! Learn more about protecting yourself against fake checks, check washing, and other scams.

Personal Financial Management

Avoid the Holiday Spending Hangover

Simple planning can make the season more care-free and enjoyable when you know you’re in control of your budget.

Banking Basics

Ten Reasons to Use Online Banking

The Internet is definitely changing the way we live. It has quickly become the choice method of communication for many.

Home Ownership

Homeowner Tips to Save Money and Energy

Keeping cool is important on warm spring and summer days, but so is keeping your cooling bills down. Here are a few tips to help you save energy and money.

ID Theft & Security

Safe Online Shopping

To help minimize your online shopping risks, we suggest you consider the following tips when shopping online.

Personal Financial Management

Credit Dos and Don'ts

Credit is a convenient financial tool. If you use credit, it is critical to understand how it works and know the reality and responsibility of repaying your debt.

7 Steps to Spring Clean your Finances

Spring is the season for cleaning, sorting and tidying up around the house. But having a truly clean house means going beyond the surface clutter and tidying up your finances.

Home Ownership

Getting Pre-Approved vs Being Pre-Qualified

These steps, though simple, will bring you closer to securing the best possible deal on your mortgage.

ID Theft & Security

Selling Merchandise Online

Selling items you no longer need or use is a great way to make extra cash, but it's important to be smart when doing so to protect yourself from fraud.

Personal Financial Management

Credit Card Facts & Tips

Credit cards provide a simple way to establish and build credit and are useful payment tools, however there are important facts and features you should understand.

FDIC: Deposit Resources and Avoiding Scams

Since 1933, no depositor has ever lost a penny of FDIC-insured funds. Today, the FDIC insures up to $250,000 per depositor per FDIC-insured bank.

Home Ownership

Home Equity - A Powerful Financial Tool

The equity you have in your home can be a powerful tool in managing your overall financial situation.

ID Theft & Security

Travel Tips to Prevent Identity Theft

Loosing your personal items while on vacation is never ideal, but when you lose your personal information then that could be much worse. With proper planning, the following tips can help you protect yourself and enjoy your vacation.

It's Never Too Early to Save For Christmas

It's never too early to start saving for Christmas. Consider a Christmas Club account to help you get started.

Banking Basics

Why Choosing a Local Community Bank Matters

Banking locally provides a more personalized customer experience, along with the added benefits of community reinvestment.

Home Ownership

Renting Your First Apartment

Getting ready to move into your first apartment is exciting, and there are many things to consider.

ID Theft & Security

Fraud Alert or Credit Freeze - Which is Right for You

Scared that your a victim a fraud? Consider a fraud alert or a credit freeze to make sure your financial information is safe!

Protect Yourself from the Impact of the Coronavirus

There are a number of steps that you can take to help protect yourself or a loved one financially from the potential impact of the coronavirus.

Home Ownership Scams

Home Repair Scams

Be aware when you are approached about home repairs.

ID Theft & Security

Internet of Things - Connected Devices

Without a doubt, the Internet of Things makes our lives easier and has many benefits but how do you manage it?

Retirement & Estate Planning

IRA vs. Roth IRA

Roth IRA’S offers some advantages over the Traditional IRA but comes with some limitations, here you can find out which retirement account could benefit you.

Home Ownership

Planning a Home Solar Electric System

There are a number of things to consider when evaluating and planning to power your home with solar energy.

ID Theft & Security

Protecting Your Mail

Protecting your mail from thieves and other scam artists is important to keep your important information private.

Retirement & Estate Planning

Seven Ways to Plan for Retirement

Retirement may look far away but years go by fast and life can get in the way of financially planning for those days.

ID Theft & Security

Protecting Yourself from Data Breaches

What should you do if you are a victim of a cyber attack? Learn ways of protecting yourself and your family from all types of fraud and scams.

Retirement & Estate Planning

Take Full Advantage of Yours Employer's 401(k) Plan

Longer life spans, more active retirements, rising costs and uncertainty over Social Security make the need for a substantial retirement nest-egg greater than ever. Luckily, many corporate retirement plans offer employees control over building that nest egg.

Don't Be A Money Mule

Protect yourself and your loved ones from falling victim to dangerous money-laundering schemes.

Retirement & Estate Planning

Revocable Living Trusts

Living trusts have become a powerful estate planning tool for many. It’s important to understand the basics to help you determine whether or not a revocable living trust should be considered as a part of your estate plan.

Making Your Remote Office Secure

With more of us working from home nowadays, there are some important but simple tips to help secure your WFH office.

Retirement & Estate Planning

Eight Simple Estate Planning Steps

The following steps highlight the most important areas for consideration when planning your estate.

Coronavirus Scams

Tips to Avoid Coronavirus Scams and Protect Your Money

Retirement & Estate Planning

Estate Planning Basics

Estate planning means providing for your family after you are gone. It allows you, not the court, to make important decisions about caring for your loved ones and the disposition of your property.

ID Theft & Security Scams

Recognizing AI Voice Scams

Learn what these dangerous scams are and how you can prevent yourself from falling victim.

Retirement & Estate Planning

Understanding Social Security

Social Security is a federal government program that provides a source of income for you or your legal dependents.

ID Theft & Security

Protecting Yourself from Spyware

Spyware is a form of malware that is especially dangerous due to its difficulty to detect. Learn more about what spyware is and how you can prevent yourself from falling victim.

Retirement & Estate Planning

What does Probate Mean?

“Probate” is associated with estate planning and describes the legal process by which a decedent’s will is processed by a special court.

ID Theft & Security

Facebook Marketplace Scams

Scammers have recently been using Facebook Marketplace to swindle buyers and sellers alike. Learn about some of their schemes and how you can avoid falling into their trap!

Taxes & Insurance

Year Round Tax Strategies

You don't have to wait until the last day to worry about your taxes, consider these options all year long.

ID Theft & Security

Zelle® Scams

Payment platforms like Zelle are used by scammers to obtain money or personal data from their users.

Taxes & Insurance

Fundamentals of Insurance

Many individuals spend little time considering all their insurance options, to protect yourself and your belongings consider these many options.

ID Theft & Security

Scam Alerts & Prevention

Scammers are always working in the shadows trying to find new ways to trick you out of your hard-earned money. Read about some of the most recent cyber scams fraudsters have been deploying and ways you can help avoid them!

Taxes & Insurance

Filing Your First Income Tax Return

If you are filing your first income tax you may not know all the basics here we list out all the steps to take and anything you may want to know to make your first time filing a breeze.

ID Theft & Security

What to Do if Your Information Is Exposed in a Data Breach

Unfortunately, data breaches are becoming a more and more common part of modern life. Learn how to respond if your information is ever compromised in an attack and how you can protect yourself from future attacks.

Taxes & Insurance

2017 Income Tax and Retirement Planning Information

Resourceful information for your taxes from 2017.

ID Theft & Security

Protecting Yourself Online

By being aware of your online presence, you can protect yourself and your finances with the important steps listed in the article.

Taxes & Insurance

There is Still Time to Make Last Year's IRA Contribution

Take advantage of the tax-deferred compounding and increasing limits of an IRA to prepare for a financially secure retirement.

ID Theft & Security

Banking Trojans in Mobile Apps

Smartphones have become an essential part of our lives, however banking trojans are lurking to access sensitive financial information.

Taxes & Insurance

Year-End Tax Planning

Tax planning should be a year-round activity, but it deserves special attention as the end of the year approaches.

Taxes & Insurance

How Children are Taxed

Children are subject to income taxes just like their parents. However, there are some special rules that apply and some of them can get complicated.

Taxes & Insurance

Umbrella Insurance Policies

The liability coverage in your current auto or homeowner’s insurance policies may not be sufficient if there is ever a very large claim against you. This additional protection can be found with an umbrella insurance policy.

Taxes & Insurance

Be Aware of Tax Scams

The IRS is warning that scammers are trying to use tax season to get their hands on your cash. Tax scams can happen any time of the year, not just during tax season.

Taxes & Insurance

Getting the Life Insurance You Need

Protecting your family against the financial consequences of your death should be part of your total financial plan.

Life Events & Family Matters

An Engaged Couples Guide

Money problem will not bankrupt your relationship, successfully managing your finances together is more about communication than money.

Life Events & Family Matters

Having Children and Money

Having a child is a major event in your family and for your finances. Luckily, there are many ways you can financially prepare for the days, months, and years to come.

Life Events & Family Matters

Be Prepared if Disaster Strikes

When storms strike you want to be prepared here are a few tips to keep you financially ready.

Life Events & Family Matters

Where Does Money Come From

We have many resources and tools available to help make teaching your kids about money easy, practical, and even fun.

Life Events & Family Matters

Back-to-School Shopping Tips

Tips to help your students get what they need to start the school year off right and still keep your back-to-school budget in check.

Life Events & Family Matters

Turning Grocery Trials into Money Smart Kids

Valuable financial lessons for children are not just at a bank here are a few helpful money tips for when your grocery shopping with kids.

Life Events & Family Matters

Financial Tips for Military Personnel

These tips are designed to help you consider ways to reduce your financial stress so you can focus on your duty and your family.

Life Events & Family Matters

Teaching Your Kids about Money

Talking to your kids even about the simplest things like depositing your paycheck, grocery shopping, and even using the ATM can provide valuable financial moments for your children.

Life Events & Family Matters

College Planning Options

The sooner you start thinking about and saving for college the easier it will be.

Business Resources

Considering Starting a Business

Are you ready to take the leap and start your own business? Taking key steps early in the process can help you achieve your dream.

Life Events & Family Matters

Use the Holidays to Build Solid Money Habits

The holiday season provides plenty of opportunities to talk with kids about money

Business Resources

Succession Planning

A carefully designed succession plan will increase the value of your business while protecting your financial security in retirement.

Life Events & Family Matters

What You Need to Know About COVID-19

Know the facts about coronavirus disease 2019 (COVID-19) and help stop its spread!

Business Resources

Develop a Business Plan

Developing a formal business plan is the first step to turning your dreams into a reality.

Investing Insights

Certificate of Deposit Laddering

No one can accurately predict the future of interest rates. Using this "Ladder of Maturities" strategy can help position you to benefit regardless of the direction of interest rate changes.

Elder Abuse Awareness

Elder abuse is a single, or repeated act, or lack of appropriate action, occurring within any relationship where there is an expectation of trust that causes harm or distress to an older person.

Protect Your Business From Cybersecurity Threats (Old Unpublished)

Cyber-attacks are a growing concern for small businesses. Learn about the threats and how to protect yourself.

Investing Insights

Building a Stock Portfolio

Building a stock portfolio takes time and effort. Remember that it is your money and the future results will affect your future financial security.

Life Events & Family Matters

Teaching Kids Financial Responsibility

The Road to Financial Responsibility - Pointers for Parents at Every Stage

ID Theft & Security

Online Banking Authentication & Layered Security

This FFIEC supervisory guidance is designed to help make sure that the person signing into your account is actually you!

Investing Insights

The Federal Reserve & Interest Rates

One of the Federal Reserve's primary functions is to set the interest rates banks charge each other for overnight loans.

Business Resources

Payroll Diversion Scams

Learn How to Spot and Stop Payroll Diversions Scams

Investing Insights

Financial Market Indicators

The stock market can be confusing but knowing what the general market is doing can help you put your investments' results in perspective.

Banking Basics

Learn more about FDIC insurance, the benefits of Direct Deposit, how to avoid overdrafts and more!

Business Resources

Safeguard your Business from Scams

Learn about common business scams and tips on how you can protect yourself and your organization.

Investing Insights

Considering Interest Rate Risk

Understanding interest rate risk will help you properly estimate your investment risk.

Business Resources

Cybersecurity Tips for the Workplace

Cybersecurity attacks can cause immense amount of damage to a company. Consider these tips to help mitigate the likelihood of successful attacks.

Home Ownership

Learn more about buying your first home, refinancing, maintaining your home, and much more!

Business Resources

Protect Your Business From Cybersecurity Threats

Cybersecurity threats are an ever-growing problem and cybercriminals are constantly finding new ways to compromise your sensitive information. Learn how to protect yourself and your organization by considering these safety precautions.

Retirement & Estate Planning

Don't wait until you're ready to retire to plan your retirement or your estate. Start early with help from the articles below!

Business Resources

What to Do if Your Business Experiences a Cyberattack

Any business can fall victim to a cyberattack. Learn how to respond if an attack does occur, and the measures you should take to protect your business in the future.

Taxes & Insurance

From insurance basics to tips on tax strategies, we have you covered!

ID Theft & Security

Personal Financial Management

Life Events & Family Matters

Business Resources

Investing Insights

Cryptocurrency

Learn more about cryptocurrency and other emerging payment technologies.

Recent Articles
  • Cryptocurrency: Risks and Opportunities
  • Cryptocurrency Glossary
  • Banking Trojans in Mobile Apps
  • Protecting Yourself Online
Categories
  • Banking Basics
  • Home Ownership
  • Retirement & Estate Planning
  • Taxes & Insurance
  • ID Theft & Security
  • Personal Financial Management
  • Life Events & Family Matters
  • Business Resources
  • Investing Insights
  • Cryptocurrency
BOS_LOGO Winner white.png SJR_ReadersChoice.png RIV Readers Choice Logo white.png BauerFinancial-white.png Best Regional Banks 2024-04_Black&White.png SPGlobal_Top50_CommunityBanks_2023_white.png Herald Whig Readers Choice Award McDonough County Best of the Best Award
Our Story
  • About Us
  • Our Directors
  • UCB Corporate Timeline
  • UCB In the News
  • Safe & Sound
  • Other Resources
  • Federal Deposit Insurance Corporation
  • Consumer Financial Protection Bureau
  • American Arbitration Association
Contact Us
  • Hours & Locations
  • Contact Us
  • Customer Feedback
  • Contact Our President
  • Careers
  •  
Our Banks
  • United Community Bank
  • Brown County State Bank
  • Marine Bank & Trust
  • Mercantile Bank
  • Farmers State Bank of Camp Point
  • Liberty Bank
  • United Commonwealth Bank

Routing Number: 071108407  |  Member FDIC  |  EqHsgLndr-Logo-black.png Equal Housing Lender

this is the inner html
Leaving ucbbanks.com

The link you selected is to a third-party or affiliate site that is not maintained or operated by United Community Banks. By clicking this link you are leaving the Bank's website. Whenever possible, this link will open a new browser window and leave your United Community Banks Web session in the original browser window. Please note, United Community Banks makes no endorsement of these sites and does not assume responsibility for the information or any use you may make of this information.

Proceed
Leaving ucbbanks.com

The link you selected is to a third-party or affiliate site that is not maintained or operated by United Community Banks and any non-deposit products: are not insured by the FDIC; are not deposits; and may lose value. By clicking this link, you are leaving the Bank's website.

Proceed